Best Vehicle Interest Rates 2025. These high interest rates can add thousands of dollars to the overall price of a car and make monthly car payments extremely high. Ranging from 4.59% to 5.94% apr, autopay, penfed, auto approve, consumers credit union, auto credit express and ilending offer the best auto loan.
The average auto loan interest rates across all credit profiles range from 5.64% to 14.78% for new cars and 7.66% to 21.55% for used cars. Current car loan interest rates;
What To Know Before Applying For An Auto Loan;
Pros and cons of auto loans;
Auto Loan Rates Could (Finally) Come Down In 2025 There Is A Possibility That Auto Finance Rates Will Start To Drop In The Next Year โ Hereโs What That Means For.
The average interest rate on a loan for a new car was 7.18 percent at the end of 2025, up from 6.08.
As Of November 2022, Car Buyers With Excellent Credit Can Net An Interest Rate Of 9.31% On A New Car On Average, According To Myautoloan.
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The average for a used vehicle was $532, up slightly from $530.
Cnbc Select Evaluated Dozens Of Auto Loan Providers Based On Loan Terms, Car Buying Experience And Other Factors To Determine The Best Car Loans.
Getting a car loan when your credit is between 600 and 699 can be significantly more expensive than it is for borrowers with.
The Average Interest Rate On A Loan For A New Car Was 7.18 Percent At The End Of 2025, Up From 6.08.
Compare the best auto loan rates from top lenders to maximize your savings on your next new or used car loan.